What is Commercial General Liability?
This coverage is designed to protect against all sums that the insured shall become legally obligated to pay for bodily injury, property damage or personal injury to third parties arising out of the operations of the insured production. It includes the cost of a lawyer to defend you.
This policy excludes liability arising out of the use of motor vehicles, aircraft or watercraft.
The Commercial General Liability also includes coverage for tenant legal liability (coverage for your professionally used rented premises), Employers Liability (Canadian employees only) and Non-Owned Auto Liability equal to limits chosen. The Commercial General Liability / Tenant Legal Liability coverage’s would not apply to personal residence or any activities outside of those of the insured production.
This policy is subject to the Field of Entertainment endorsement. ( Errors & Omissions related to content)
If you purchase Commercial General Liability, Third Party Property Damage is automatically included. Third Party Property Damage provides coverage against all sums the insured shall become legally obligated to pay because of loss of, injury to, or destruction of property of others in the care, custody or control of the insured. Please note that Third Party Property Damage is only available when the Commercial General Liability is also purchased.
Are volunteers or freelance employees covered?
Yes, the policy extends to insure the actions of these individuals to the same extent as they would be covered if they were employed by the rental client.